After a Car Accident

7 Things to Do After a Car Accident:

• Stop Your Vehicle - The law requires that you stop at the scene of an accident. If you leave the scene of an automobile accident, you risk criminal prosecution.
• Report the Accident - Call 911. It is also a wise decision to ask for medical assistance at the scene just to be safe and sure. In addition, recent changes to Florida's no-fault law require medical treatment within 14 days to qualify for personal injury protection (PIP) insurance coverage. Furthermore, unless an emergency medical condition is diagnosed, insurance coverage is capped at $2,500 rather than $10,000.
• Gather Information and Write it Down - Exchange contact information including names, addresses, and phone numbers. Record the year, make, model, license plate number, insurance carrier, and insurance policy number for all vehicles involved. Identify any witnesses to the accident and gather their contact information.
• Take Pictures - If you have a camera in your possession, or a cell phone with camera capabilities, take photos of the damages to the vehicle, accident scene (traffic, weather, road conditions), and people involved. Also, take pictures of any injuries you have suffered, including cuts, abrasions (scrapes), and contusions (bruises).
• Identify Witnesses - Obtain the names and contact information of anyone who saw the accident. If possible, do this quickly. Often, people who witness a collision will stop for a short time and leave before the police arrive. Other motorists, passengers, or pedestrians can be critical witnesses. Get their names and phone numbers.
• Do Not Discuss Fault - Do not blame the other driver, even if they were clearly at fault. It may start an argument and create additional problems. If, however, the other driver admits fault, make a mental note of it. If you can, attempt to write down what they said verbatim and identify any witnesses who overheard the other driver's statement. If you cannot write what the other driver said at the scene, write it down when you get home. Even if you feel that you are partially at fault, do not say anything that admits your feeling. "Fault" is a complex determination based on the facts and applicable laws. A qualified attorney can handle this on your behalf.
• Contact an Attorney - You should seek legal advice to learn about your rights, potential liabilities and to determine if it is in your best interest to hire an advocate who can negotiate on your behalf with the insurance companies involved. Remember, insurance companies are in the business to collect premiums, not to pay claims. By hiring a personal injury lawyer from our firm, you are not being litigious - you are simply protecting your rights. In fact, in a majority of claims that we work on, a lawsuit is never required. Many claims settle as the result of skilled and aggressive negotiations.